Insurance Flood Reports

No. Coverage and claim decisions are made by your insurer under the policy terms.

Ask for the required locations and materials to be recorded when agreeing the inspection scope.

Confirm what evidence, quotations or prior authorisation they require before commissioning non-urgent work.

Not always. The report should distinguish visible findings from areas that could not be inspected.

Ask for damage and contents to be recorded before agreed removal, where safe access permits.

No. A quotation prices proposed work; a condition report records observations and the basis for recommendations.

Property size, inspection access, report detail and any follow-up visits affect the reporting fee.

Have your incident date, claim reference, insurer requirements and any earlier drying records ready. Call 0800 111 6480 to confirm the scope, price and attendance.